Different from most other banks, our 125,000 customers know that with a Tomorrow account not a single cent funds causes which harm humans or the planet.
On top you’ll get a free Visa debit card, a great overview of your spendings, customer support by real humans - and further features that finally make managing your finances feel good.
In short: an account with all the bells and whistles, that fits your values.
Free Visa debit card
Pay and withdraw worldwide
Deposit guarantee scheme
Protect the climate on the side
Control your spendings
Real-time notifications
Sub-accounts
2.5% Interest*
Pickpocket
Real-time transfers
Rounding Up
In 3 easy steps: 1. Download the app 2. Open your account in 8 minutes 3. Start trying it today
📲 No paperwork. 🎉 Starting at 0€ - for anyone under 21 or who deposits €500 into their Tomorrow account every month. 🔒 Secure & GDPR-compliant. 💬 Trusted by 125,000 people.
additional virtual card
for the first 90 days on the savings account - after that 0.75%
for the first 90 days on the savings account - after that 1.25%
1 design
4 designs
5 designs
Mobile payments via Apple & Google Pay
Thereafter 3€ / withdrawal
2% foreign currency fee³
Option of overdraft with interest rate of 9.75% p.a.
Share an additional account with your +1
Free real-time transfers
Via app at our partner stores
1.5% per deposit
1.5% per deposit
1.5% per deposit
€20 surcharge
€ 20 surcharge
included for free
for the first 90 days on the savings account
on the savings account
0.75% p.a.*
0.75% p.a.*
1.25% p.a.*
Pockets for (automated) saving
To control and identify savings potential
1 € sales or purchase fee
1 webinar per quarter³
with every card payment
1x climate protection contribution
1x climate protection contribution
2x climate protection contribution
Round up payments and support social and climate projects
Always there for you
Available in beta
Up to € 100,000
For online payments
Download the Tomorrow App now and open a sustainable account in just a few minutes.
Our strong partner in the background
The Tomorrow account is provided by our banking service provider, Solaris SE. Solaris SE is a fully regulated European bank, licensed and supervised by the German Federal Financial Supervisory Authority (BaFin). Euro deposits in the bank account are protected up to 100,000 Euro by the German Deposit Guarantee Scheme (DGS). This protection applies per customer / per bank - in this case Solaris. In case you have several accounts with Solaris, the deposit protection applies to all your accounts in total. This corresponds to the standard for all European credit institutions.
Our partner Solaris SE is the provider of all banking services. Additionally Tomorrow GmbH offers the brokerage of the above-mentioned investment product as a tied agent within the meaning of § 3 para 2 WpIG in the name and for the account of lemon.markets brokerage GmbH and is entered in the public register maintained by the German Federal Financial Supervisory Authority (BaFin). The register can be viewed at https://portal.mvp.bafin.de/database/VGVInfo/vermittlerSucheForm.do.
* Interest rate of 2.5% p.a. applies to customers who open a Tomorrow account and savings account between June 1 and June 30, 2026, for the first 90 days on a maximum balance of €50,000. Outside the promotional period, the regular interest rate for your chosen account type applies. The customer must have a German tax ID. You can read all the conditions again here.
¹ Occasionally, ATM operators may charge fees over which Tomorrow has no control. In addition, the Now account model charges a 2% foreign currency fee for all withdrawals and card payments in non-euro currencies.
² Insurance services are provided by HanseMerkur. Terms & Conditions can be found here for Change and Plus.
³ 8 webinars are held once per calendar quarter. Missing a webinar does not entitle participants to an alternative date, a refund, or any other compensation. Tomorrow reserves the right to reschedule or cancel individual sessions, for example due to illness or insufficient attendance. Webinars may not be recorded or made available on demand. Participation requires prior registration and may be limited due to limited availability. The topics, format, language, and speakers of the webinars may vary. Tomorrow is not liable for technical issues that are beyond its reasonable control.
⁴ The callback service is exclusively available for Plus customers and applies Monday–Friday, excluding public holidays. Callbacks can be booked via the app in two daily time slots (11:30 AM–12:30 PM and 2:00–3:30 PM). The available spots per time slot are limited. If your matter cannot wait, please reach out via chat for immediate assistance. This offer is in a trial phase and may change at any time.
⁵ This protection applies per customer / per bank - in this case Solaris. In case you have several accounts with Solaris, the deposit protection applies to all your accounts in total. This corresponds to the standard for all European credit institutions.
