Expat-friendly bank account

Open your Tomorrow account from your phone in just a few minutes and enjoy flawless, mobile banking while supporting sustainable projects. No need to speak German!

Jetzt Konto ab 0€ eröffnen

The banking app for expats in Germany

Tomorrow gives you everything you expect from a modern banking app: Apple or Google Pay, a free VISA debit card, cash withdrawals, sub accounts and more. All this while your money supports sustainable projects.

Our 4.8 / 5 star rating in the App Store proves that Tomorrow offers any comfort of mobile banking. Choose between three different plans which one suits you best.

Compare plans

A German IBAN

Get paid, pay rent and manage your finances all in one place.

Free Visa Debit Card

Your Visa Debit Card is accepted all over the world and you can withdraw money everywhere.

Pay anywhere for free

Pay using your Visa Debit Card or Google or Apple Pay anywhere in the world - for free.

100% mobile

Account opening, money transfers and savings: Everything in the app. No need to visit a branch.

Your account is safe

Within the App you can easily block your card or change your PIN. Tomorrow strictly complies with current privacy rules so that your data is safe.

Your money is protected by the national deposit insurance up to € 100.000. This protection applies per customer / per bank and therefore applies to all your account with Solaris SE.

No need to speak German

You don’t speak German? No problem. Our App is available in English and our support team speaks English, as well. If you run into a problem or just have a question, our support team is always there to help. Contact them via email or via chat.

Download the App

and get to know Tomorrow

Open an account

and order your card

Activate your card

and start banking

Our answers to your questions

Of course you need our Tomorrow app - and a stable internet connection. For the verification you will need:

1) your current passport or ID card - here you can check which documents are accepted for verification. Since we cooperate with our external partner IDnow in the identification process, we are bound to the range of passports and ID cards accepted by IDNow. The list is very extensive already, and we are always working on increasing the scope even further.

2) An official residence in Germany. The residence permit must show the current address in Germany. The address on the ID card does not necessarily have to be in Germany.

3) No US-tax- relevance (FATCA)

Then you're ready to go, and in just a few minutes you'll be part of the green banking revolution!

You can withdraw cash at all cash machines (ATM) that display the VISA symbol. You can find a VISA ATM via this locator. Additionally, you can withdraw cash at different stores. You can find further information about that here. The conditions under which you can withdraw money depend on the account model you choose. Please see our price list to find out which conditions apply in your case.

Unfortunately, there are a very small number of cash machines which either do not accept VISA or charge a withdrawal free. This is decided by the operator of the cash machine and is not within our scope of influence. However, should you attempt to withdraw cash from one of these machines, you will be informed on-screen of any costs that may incur.

Your Tomorrow Card is a Debit Card. This means that as soon as you pay with the card, be it in the flower shop, online shop or at the nearest supermarket, you directly use the available funds in your current account for it. In contrast to credit cards, the funds are debited as soon as possible, i.e. immediately or after a few days. Payments with our card are free of charge worldwide. For payments in currencies other than Euro, the most recent Visa conversion rate will be applied.

Unfortunately, there is still a small number of card terminals which do not accept VISA (e.g. classic Giro Card Terminals).

Our new cards also have VPay. Wondering what that is? You can read more about it here.

Ready for your expat-friendly, German bank account? Get started today!

Jetzt Konto ab 0€ eröffnen

Note: Our partner Solaris SE is the provider of all banking services. Additionally Tomorrow GmbH offers the brokerage of the above-mentioned investment product as a tied agent within the meaning of § 3 para 2 WpIG in the name and for the account of lemon.markets brokerage GmbH and is entered in the public register maintained by the German Federal Financial Supervisory Authority (BaFin). The register can be viewed at https://portal.mvp.bafin.de/database/VGVInfo/vermittlerSucheForm.do.