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Now you get interest up to 2%*! Grow your money on the Savings Account!

Jetzt kannst du Gutes bewirken, ohne nachzudenken: Dank einem Konto, das automatisch für dich wirkt.

Now
The Account for Getting Started
from €0 per month
  • Free Visa debit card
  • 1 free withdrawal per month³
  • Weltweit ohne Gebühren bezahlen
  • Jede Kartenzahlung schützt das Klima
  • Savings Account

    Up to 2% interest p.a.

  • 2 Unterkonten
Popular
Change
The Account for Everyday Use
€8 per month
or €87 per year
  • All Now advantages
  • 5 free withdrawals per month³
  • 6 sub accounts included
  • Shared account
  • Choice of 5 card designs
Subscriptions

Compare Tomorrow accounts

The most important facts at a glance
Now
from €0 per month
Change
€8 per monthor €87 per year
Zero
€17 per monthor €187 per year

Bank account ¹

  • Shared account

    Share an additional account with your +1

    In subscription Now: not included
    In subscription Change: included
    In subscription Zero: included
  • Savings Account

    Monthly interest payout

    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included
  • Free domestic withdrawals³

    Thereafter 3€ / withdrawal

    In subscription Now: 1**
    In subscription Change: 5
    In subscription Zero: unlimited
  • Pay and withdraw money worldwide without additional fees³
    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included
  • Deposit cash

    Via app at our partner stores

    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included
  • SEPA-Instant

    Free real-time transfers

    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included
  • Overdraft

    Option of overdraft with interest rate of 15% p.a.⁴

    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included
  • Account Switching Service

    Free transfer of your existing account

    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included
  • Money-back guarantee
    In subscription Now: not included
    In subscription Change: included
    In subscription Zero: included

Debit card

  • Free Visa debit card
    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included
  • Free choice of design

    Choose from all card designs

    In subscription Now: not included
    In subscription Change: 4
    In subscription Zero: included
  • Free wooden card
    In subscription Now: not included
    In subscription Change: not included
    In subscription Zero: included
  • ApplePay & GooglePay

    Mobile payments

    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included

Saving

  • Zinsen

    Geld vermehrt sich im Tagesgeldkonto

    In subscription Now: 2%*
    In subscription Change: 2%*
    In subscription Zero: 2%*
  • Sub accounts

    Pockets for (automated) saving

    In subscription Now: 2
    In subscription Change: 6
    In subscription Zero: unlimited
  • Monthly summary

    Automated analysis of your spendings

    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included

Additional contribution

  • Every card payment protects the ecosystem
    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included
  • A portion of your deposits finances sustainable projects
    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included
  • Rounding Up

    Round up payments and support climate projects

    In subscription Now: enthalten
    In subscription Change: enthalten
    In subscription Zero: enthalten
  • In subscription Now: not included
    In subscription Change: not included
    In subscription Zero: included

Support

  • Phone hotline

    Monday - Friday, 10:30 - 13:30

    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included
  • E-Mail or Live Chat

    Always there for you

    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included
  • Top customer support

    90+ % satisfaction with live chat

    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included

Security

  • National deposit insurance²

    Up to € 100,000

    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included
  • 3D secure

    For online payments

    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included
  • 2-factor authentication
    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included

Frequently asked questions

Download the Tomorrow App now and open a sustainable account in just a few minutes.

Open account

¹ Our partner Solaris SE is the provider of all banking services. Additionally Tomorrow GmbH offers the brokerage of the above-mentioned investment product as a tied agent within the meaning of § 3 para 2 WpIG in the name and for the account of lemon.markets brokerage GmbH and is entered in the public register maintained by the German Federal Financial Supervisory Authority (BaFin). The register can be viewed at https://portal.mvp.bafin.de/database/VGVInfo/vermittlerSucheForm.do.

² This protection applies per customer / per bank - in this case Solaris. In case you have several accounts with Solaris, the deposit protection applies to all your accounts in total. This corresponds to the standard for all European credit institutions.

³ Occasionally, ATM operators may charge fees over which Tomorrow has no control.

⁴ Please note that the interest rate of 9.75% p.a. is an exclusive offer until 30.06.2025. If you apply for and are granted an overdraft facility within this period, this interest rate will apply until 30.06.2026. After that, the interest rate stipulated in the T&C will apply again. Please also refer to the Rules of Participation for more information.

* Interest rate of 2% p.a. applies for customers who open a Tomorrow account and savings account between May 1, 2025 and June 30, 2025, for the first 90 days. 1.25% interest p.a. applies to existing customers. On a maximum balance of €50,000. You can read all the conditions again here.

** Promotion period: Tomorrow customers who open a Now account between February 12, 2025, and April, 30, 2025, will receive a free withdrawal per month.³

Note concerning the overdraft: Representative example according to § 17 PAngV: Net loan amount (credit line) 500 EUR, variable debit interest rate 15% p.a., interest charged quarterly, term unlimited, total amount to be paid, e.g. when using the entire credit line over a period of 1 month 6.25 EUR. The lender is Solaris SE, Cuvrystraße 53, 10997 Berlin, the credit broker is Tomorrow GmbH, Neuer Pferdemarkt 23, 20359 Hamburg.

**Promotion period: Tomorrow customers who open a Now account between February 12, 2025, and April, 30, 2025, will receive a free withdrawal per month.²