Invest in the courage to change the world.

Become part of Germany’s biggest crowd now and take part in Tomorrow’s crowdinvesting.

The picture shows a painting of a person speaking into a megaphone. On it is the hashtag #ownTomorrow

Driving forward a bold vision

Yes, times are tough. But we firmly believe that there can be a better tomorrow. Tomorrow is fully committed to being part of a movement of companies that aim to tackle social challenges. Our goal is to establish sustainable finance at the heart of society. Because in order to shape a good future, we need the positive impact that money can have.

By participating in Tomorrow crowdinvesting, you actively contribute to set new standards in the financial sector.

Exclusive thank-you gifts for the crowd

For all Tomorrow customers who participate in Tomorrow Crowdinvest via the Tomorrow app between November 14, 2024 and December 12, 2024, we have come up with something special and put together a few packages for you:

If you invest €500 or more, you will receive our fairly produced sweater “A better Future for everyone”
If you invest €5,000 or more, you will receive our Change account model free of charge for 5 years
For €25,000 invested, you will receive a trip to one of our impact projects

You can find the terms of conditions here.

Of course, this doesn't change the fact that you can benefit from your investment in Tomorrow on various levels: You secure a minimum interest rate of 5% p.a. at the end of the term, you have the opportunity to share in the company's future profits and gain insights into its development (see below).

3 small square photos: The top one shows a person putting the Tomorrow whale card in the back right pocket of their trousers. The photo at the bottom left shows the Tomorrow hoodie with the inscription ‘A Better Future for Tomorrow’. The third photo shows a car on a sandy country road from the Impact project.

The power of the many

To achieve our ambitious goals, we need allies who believe in our values and mission. Alongside professional investors, our community crowd members—our "Crowdies"—play a vital role. We’re now the company with the highest number of private crowd investors in Germany. Around 10,000 people have already invested in Tomorrow. Since 2023, we’re also proud to be the only company in Germany with an elected crowd representative on our advisory board, Anne Geiger, who advocates for the interests of our investors.

How to Get Involved

Have you read the investment brochure and all the important information?

If so, you’ll be redirected to our partner WIWIN through the app, where you can specify how much you want to invest. The minimum investment starts at €100. Once your investment is confirmed, you’ll receive an email with instructions to transfer the corresponding amount. After the investment period, you’ll get your investment back—plus an annual interest rate of 5%. Additionally, you’ll have the chance to share in Tomorrow’s profits in the future.

You can find out what else awaits you as a Crowdie here.

The investment section in the Future tab of the Tomorrow app.

Interest or profit sharing

You are guaranteed a minimum interest rate of 5% p.a. at the end of the term. As soon as Tomorrow generates a profit to be distributed that exceeds this minimum interest rate, you will participate in this profit at the end of the financial year. The minimum interest rate will no longer apply. The same applies in the event of an IPO or sale of Tomorrow. The regular term is 10 years, starting from the first issuance of the security on May 1, 2024.

Crowd Representation on the Advisory Board

You will be represented on the Tomorrow advisory board by crowd representative Anne Geiger. Anne advocates for your interests, keeps you informed about the meetings, and is available to answer any questions you may have.

Engagement and transparency

Once a year, you will receive a report on the company's development and the latest news and you can take part in an exclusive town hall meeting twice a year. These are our half-yearly meetings where we keep you up to date and you can ask us questions directly.

Our Past Crowdinvesting Campaigns

Thanks to your support, we've raised over 14 million euros so far. The value of the crowd share price has increased by 99% since the first crowd-investing round.

Our answers to your questions

Crowdinvesting is a form of financing in which private individuals invest in mostly young companies (start-ups). In our case, this is done via so-called profit participation rights. From a legal point of view, profit participation rights are a capital transfer relationship under the law of obligations, in which the holder of the profit participation rights provides capital to a company in return for the granting of profit-sharing rights. In the context of our crowdinvesting campaign this means that you’ll transfer money to us for a fixed period of time and, in return, receive claims to a share of our profits or interest.

The opportunity for you as an investor is to earn a high return by participating in our potential profit. However, there are also risks in crowd investing: As with any equity investment, investors can lose their money completely if the company is not successful and goes bankrupt, for example.

Since 2023, we have also been the only company in Germany to have an elected crowd representative on our advisory board, Anne Geiger, who represents your interests. With this insight into and involvement of the crowd in our strategic decisions, we have deliberately further expanded your participation. While the conventional financial sector seems like a black box to many, we want to do things differently and offer you the greatest possible transparency.

If you are already a Tomorrow customer, you can conveniently process your investment via your Tomorrow app.

If you want to invest without having an account with us, this is of course also possible: you can do this directly via the WIWIN platform.

During the investment process, you will need official verification via IDNow. During IDNow verification, we will check whether your current ID card or passport is accepted for identification purposes and whether you are a resident of one of the following countries: Germany, Austria, Spain or Italy.

You must also accept the conditions that you are informed about in the registration dialog with our partner WIWIN.

From then on, nothing stands in the way of your investment.

At the very least, you’re assured of the fixed interest rate of 5% at the end of the term - you can think of this as your safety net.

But: As soon as we generate distributable profit that exceeds the minimum interest rate, you’ll receive a share of this profit at the end of the financial year. The minimum interest rate would then no longer apply. Incidentally, the same applies in the case of an IPO or the sale of Tomorrow. This remuneration is not capped.

Our advisory board meets at least 6 times a year. During these meetings major company decisions are discussed, shaped and approved. From fundraising to budget to product strategy. Every kind of decision is challenged by the advisory board. An essential task of the advisory board is the governance of the management. Our crowd representative Anne Geiger is one of a total of 6 people entitled to vote.

WIWIN is an online platform for sustainable investing. There, capital investments in the areas of renewable energies, sustainable startups and energy-efficient real estate are brokered. WIWIN is also a member of the Bundesverband Crowdfunding, the network of commercial crowdfunding platforms in Germany, whose main goal is high standards of investor and consumer protection.

Detailed information can be found here.

Our partner WIWIN is contractually bound to Effecta as an investment intermediary.

Important Documents for Your Investment

Investment brochure Participating rights documents Basis information Consumer information Risk notice

Risk notice: Acquiring this security entails significant risks and can lead to the complete loss of the invested sum. You can find out exactly what this means in the investment brochure. It is important to weigh up whether crowdinvesting suits your financial situation. No matter how convinced you are of Tomorrow: don't invest money that you couldn't do without in an emergency.

We enable our crowdinvest together with our partner WIWIN. WIWIN is an online platform for sustainable investing. There, capital investments in the areas of renewable energies, sustainable startups and energy-efficient real estate are brokered. Detailed information can be found here. Our partner WIWIN is contractually bound to Effecta as an investment broker.