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New: Open account from €0 / month ⭐️

Choose your sustainable Tomorrow account

Our sustainable accounts offer the comfort of digital banking. Find out which Tomorrow account is the one for you.

Now
The mobile account, easy and fast
from €0 per month
  • Top rating: 4.8 of 5 stars

    Banking app for iOS and Android

  • Free Visa debit card
  • 2 sub accounts included
  • €3 per withdrawal
  • Sustainable Banking
  • Top customer support

    90+ % satisfaction with live chat

Popular
Change
The everyday account, smart and flexible
€8 per month
or €87 per year
  • All Now advantages
  • 6 sub accounts included
  • 5 free withdrawals per month
  • Choice of 5 card designs
  • Shared account
Subscriptions

Compare Tomorrow accounts

The most important facts at a glance
Now
from €0 per month
Change
€8 per monthor €87 per year
Zero
€17 per monthor €187 per year

Bank account ¹

  • Shared account

    Share an additional account with your +1

    In subscription Now: not included
    In subscription Change: included
    In subscription Zero: included
  • Free domestic withdrawals

    Thereafter 3€ / withdrawal

    In subscription Now: not included
    In subscription Change: 5
    In subscription Zero: unlimited
  • Pay and withdraw money worldwide without additional fees
    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included
  • Deposit cash

    Via app at our partner stores

    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included
  • SEPA-Instant

    Free real-time transfers

    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included
  • Overdraft

    Option of overdraft with interest rate of 15% p.a.

    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included
  • Account Switching Service

    Free transfer of your existing account

    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included
  • Money-back guarantee
    In subscription Now: not included
    In subscription Change: included
    In subscription Zero: included

Debit card

  • Free Visa debit card
    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included
  • Free choice of design

    Choose from all card designs

    In subscription Now: not included
    In subscription Change: 4
    In subscription Zero: included
  • Free wooden card
    In subscription Now: not included
    In subscription Change: not included
    In subscription Zero: included
  • ApplePay & GooglePay

    Mobile payments

    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included

Saving

  • Sub accounts

    Pockets for (automated) saving

    In subscription Now: 2
    In subscription Change: 6
    In subscription Zero: unlimited
  • Monthly summary

    Automated analysis of your spendings

    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included
  • Sustainable investment fund

    Invest money for a better future

    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included

Additional contribution

  • Every card payment protects the ecosystem
    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included
  • A portion of your deposits finances sustainable projects
    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included
  • Rounding Up

    Round up payments and support climate projects

    In subscription Now: enthalten
    In subscription Change: enthalten
    In subscription Zero: enthalten
  • In subscription Now: not included
    In subscription Change: not included
    In subscription Zero: included

Support

  • Phone hotline

    Monday - Friday, 10:30 - 13:30

    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included
  • E-Mail or Live Chat

    Always there for you

    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included
  • Top customer support

    90+ % satisfaction with live chat

    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included

Security

  • National deposit insurance²

    Up to € 100,000

    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included
  • 3D secure

    For online payments

    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included
  • 2-factor authentication
    In subscription Now: included
    In subscription Change: included
    In subscription Zero: included

Switching accounts made easy: Together with our partner Qwist, we offer the free Tomorrow account switching service. This makes switching accounts quick and easy. All you need is your cell phone and your bank information.

Frequently asked questions

Download the Tomorrow App now and open a sustainable account in just a few minutes.

Open account

¹ Our partner Solaris SE is the provider of all banking services. Additionally Tomorrow GmbH offers the brokerage of the above-mentioned investment product as a tied agent within the meaning of § 3 para 2 WpIG in the name and for the account of lemon.markets brokerage GmbH and is entered in the public register maintained by the German Federal Financial Supervisory Authority (BaFin). The register can be viewed at https://portal.mvp.bafin.de/database/VGVInfo/vermittlerSucheForm.do.

² This protection applies per customer / per bank - in this case Solaris. In case you have several accounts with Solaris, the deposit protection applies to all your accounts in total. This corresponds to the standard for all European credit institutions.

Note concerning the overdraft: Representative example according to § 17 PAngV: Net loan amount (credit line) 500 EUR, variable debit interest rate 15% p.a., interest charged quarterly, term unlimited, total amount to be paid, e.g. when using the entire credit line over a period of 1 month 6.25 EUR. The lender is Solaris SE, Cuvrystraße 53, 10997 Berlin, the credit broker is Tomorrow GmbH, Neuer Pferdemarkt 23, 20359 Hamburg.